At The IONI Group, we offer the best alternatives to access excellent financing options for foreign nationals in the United States, with competitive interest rates and accessible processes compared to other Latin American countries.
Florida has become a prime destination for foreign investments and income. Pre-construction properties and financing options allow you to start your investment from USD $250,000.
Currently, many investors prefer acquiring pre-construction properties by initially paying 30%. These properties are approved for daily rentals and can be financed with the remaining 70% at effective annual interest rates of 6-8%.
With the income generated in your country of origin, you can obtain mortgage loans from U.S. institutions under favorable conditions. At The IONI Group, we understand the requirements of financial institutions and help you find the most suitable option. Additionally, we provide assistance in creating an LLC (Limited Liability Company) to optimize the tax burden in the United States.
Several programs and mortgage loans are offered by specialized banks, designed to meet the needs of self-employed individuals, employees, and foreign investors.
To qualify, it is necessary to meet minimum requirements such as:
After verifying your income, we adapt this information to U.S. standards and present it clearly and effectively to banks, guiding you throughout the entire investment process.
Once all associated expenses are covered, including taxes, association fees, mortgage (if applicable), and utilities, you can achieve an annual return of 10-12% on properties approved for short-term rentals.
Thus, it is possible to acquire an apartment in the United States through financing, and the income generated through Airbnb or IONICA can help you easily cover your loan payments.